Business Liability Insurance
Manage the impact of third-party claims arising from your premises, products, services, professional activities, transportation, or management decisions. Coverage should be aligned with your business activities and contractual obligations.
Choose Coverage Based on the Source of Liability
PUBLIC LIABILITY
Premises and Operations
Bodily injury or third-party property damage arising from business premises or operations.
PRODUCTS LIABILITY
Goods and Products
Claims arising when a product causes bodily injury or property damage, subject to policy terms and conditions.
PROFESSIONAL INDEMNITY
Services and Professional Activities
Allegations of errors, negligence, or omissions in the provision of professional services.
D&O
Directors and Officers
Claims relating to decisions made or duties performed by directors and officers.
Business Contracts Affect Coverage
Scope of Work
What the business does, where services are provided, and who uses them.
Contractual Limits
Customers or business partners may specify particular limits and conditions.
Additional Liabilities
Some contracts impose liabilities beyond those required by law or include penalties that may not be covered by the policy.
Information Required for Assessment
Claims-made and Occurrence
Some liability policies respond based on the date an incident occurs, while others respond based on the date a claim is made and may include a Retroactive Date. The coverage period and continuity of renewal should therefore be reviewed carefully.
Let A.U.S. Help Identify Your Risks
Send us details of your business type, premises, and coverage needs. Our team will help prepare the information and documents required to request quotations.
LINE: @AUSINSURE · Tel: 065-493-6595
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